OpenAI Rolls Out ChatGPT Wallet So Its AI Can Shop for You

OpenAI switched on ChatGPT Wallet on Friday, a feature that lets its AI models complete purchases on a user's behalf while keeping actual credit card details out of reach. The tool was built alongside American Express, Mastercard and Visa, according to Breaking The News. It rolls out first to Pro subscribers in the United States.

The setup puts payment networks inside ChatGPT rather than a separate checkout app, meaning the card giants get a seat in the flow every time a model taps to buy. OpenAI didn't say which merchants or categories are supported at launch, or when the feature widens beyond Pro users in the US.

The launch lands as OpenAI scales fast. The company raised another $15 billion in its latest funding round at a $1.25 trillion valuation, CNBC reported Thursday, citing people familiar with the matter. It also told investors revenue rose 50% to roughly $10 billion in the third quarter of 2026, per The Information.

ChatGPT already counts 1.2 billion weekly users, a base OpenAI began courting with Businesses in ChatGPT, a beta that lets companies claim profiles and run Business Agents. Wallet is the next step: putting money movement directly into the same chat window.